BISF newbie  


0

Hi

I'm very new to this, having viewed my first ever steel house yesterday, really liking it but then stumbling when it came to finding out anything at all about this type of house. 

I knocked on a nearby door and luckily found a friendly couple who were happy to answer my questions and now I've found this forum which is an absolute godsend!  It's on the list so I'm reassured it's a BISF house.

https://www.hbshrop.co.uk/search?limit=20&layout=list&filter_order=price&filter_order_Dir=desc&t%5B%5D=323292&q=11+mynd+close

My questions are - does this property look like it has external wall insulation and if not should I investigate further and also should it affect the price. It's on at £144,995 but Zoopla says it's valued at £135,000. Does it look like a good buy? And could anyone recommend a BISF surveyor in the Shropshire area please. Hopefully the link will work.

Any help welcome and thank you in advance for all the help received from reading so far!

Sally

 
0

Hello Sally, the warmest of welcomes to you.

I'm glad that you found the forums and I'll do my best to address your questions.

At first glance of the listing you provided, the house does appear to have been well cared for. It looks as if the old corrugated roof has been replaced which is always a bonus but on looking at the property on Google Maps, it appears that it may be showing signs of wear so it would be good to take a closer look at this and to find out when it was was replaced.

I can't see any signs of cracking to the render on the bottom half of the property but saying that, the estate agents photographs aren't particularly high resolution.

The property has not been externally insulated though. If you were to consider having this installed, you should expect to pay anywhere between £9k-£14k depending on the contractor, as we have found that prices do vary quite significantly depending upon the company. I would always recommend installing External wall insulation to any BISF house. EWI helps to keep the property warmer in winter, reduces fuel bills and can greatly enhance the appearance of the property, whilst adding value too. 

Obviously, I don't have any close up images to examine but from what I can see, it does look like a nice example. The property also appears well maintained internally although I do wish people wouldn't fit polystyrene tiles to the ceilings as they are a fire risk and they can be quite messy to remove.

As for the price. The valuations that you see on Zoopla only take the mean average for the general area. This isn't necessarily an accurate or reliable valuation for the actual property itself. The listing is inviting offers, so you could always go in with what you think is fair for the property considering any future upgrades you may wish to undertake.

I don't actually have any contact details for a surveyor in that area but the estate agent may well be able to assist you with this, especially if they regularly deal with this type of property. It's always worth getting a structural survey too as it is far more in depth than a standard homebuyers survey but the choice is yours obviously.

If you have any more questions, feel free to fire away.

I'll always try to assist and hopefully a few members of the forum may offers theirs too.

Best regards

Marc

Hi Marc

First of all let me apologise for not acknowledging your response sooner. I had assumed I'd receive an email when someone commented so this is the first time I've logged in since posting. 

Thank you for your reply and I see it was swift!

What does an externally insulated house look like - is it obvious to the naked eye? Do you have any pics of examples? I hadn't realised about the polystyrene tiles being a fire risk - do you think a full survey would be able to determine what they might be hiding or do I have to take my chances when removing them?

I shall continue to browse the site for other nuggets of info.

Sally

Hi Marc

Have investigated a bit further. Should I avoid if I can't afford to buy and then have EWI (see I even know the acronym now!) fitted?

Making an offer to allow to fit after would mean an insultingly low offer and I'm not sure I've the stomach for it.

Sally

0

Apart from the advice you have already been given, it looks like the ceilings have polystyrene ceiling tiles that is something you really should look at replacing due to the fire risk.

I wholeheartedly agree John. Not to mention what what may also be hidden underneath as many people used to fit this type of tile to hide dodgy ceilings too.

 

Thanks John

0

Hi Sally, apologies for missing your reply, it seems to have been posted in between posts as opposed to at the bottom, where the most recent post is normally shown.

Re your question

Hi Marc

Have investigated a bit further. Should I avoid if I can't afford to buy and then have EWI (see I even know the acronym now!) fitted?

Making an offer to allow to fit after would mean an insultingly low offer and I'm not sure I've the stomach for it.

Sally

That's a difficult one as much depends on your current offer and if it's below the asking price.

You can always upgrade later or you could wait to find a house that has already been externally insulated. However, an insulated house may also sell for a higher price as it is considered to an added asset/ investment in the property.

If you really do like the house then go for it as it may be likely that the current price reflects the lack of insulation if there are other properties nearby that have received the treatment.

I can understand your dilemma though.

As it's been a few days since you posted, what are your current thoughts, have they changed any?

Hi Marc

Thanks for reply. We still really like the house - usual reasons i.e. you get much more space for your money, it's very light and quite quirky. Apparently (we're dealing with an executor rather than the homeowner so everything is via him) it has internal wall insulation and double loft insulation. The steel roof is 30 years old.

Now I read that internal insulation can cause condensation!

We think we will put in an offer and if we get it we'll live in it for a winter to see what it's like before we think of doing anything major (we'll get those tiles removed).

I knocked on 7 more doors last weekend in the neighbourhood and got mixed reactions to my 'is it cold' question. I think the council owned ones are cold and that may be as much to do with knackered old boilers etc.

Thank you very much for your help, as I said before this site is a godsend. I've just seen the thread on insurance...

Sally

  
Working

Please Login or Register