Mortgage concerns BISF Help?  

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lenm55
(@lenm55)
New Member Registered
Joined:6 years  ago
Posts: 2
May 15, 2013 8:13 pm  

Hi,
We bought a BISF house in Septmeber 2012 and had no problems getting a mortgage. As you did, we thought that we would be limited for choice so we went to a mortgage advisor, but got a mortgage with Santander without any issues.
Hope this helps


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Ed (Senior Member)
(@ed)
Estimable Member Registered
Joined:6 years  ago
Posts: 245
December 23, 2013 9:11 pm  

Our mortgage deal with Halifax ends in mid January, it was a two year fixed rate deal. It’s not a problem, as it actually goes down a bit to their standard rate. However, does anyone know if there are any other lenders who will accept a house with an asbestos roof? Was just wanting to get the best rate!

Ed


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NAW
 NAW
(@naw)
New Member Registered
Joined:4 years  ago
Posts: 2
December 30, 2013 11:37 pm  

Currently have a mortgage with HSBC, when I first bought the house 5 years ago in 2008 I took out the mortgage with Santander. Halifax provide my buildings insurance.


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aw
 aw
(@aw)
Active Member Registered
Joined:4 years  ago
Posts: 6
January 1, 2014 9:36 am  

Hi HAPPY NEW YEAR … we got our with Halifax now we started the mortgage with Santander with turned out to be wasting our time gave up on them went to Halifax all done in 2 weeks where Santander was taking 8/9 weeks got insurance with Halifax too just waiting on solicitor now to finish his part


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Ed (Senior Member)
(@ed)
Estimable Member Registered
Joined:6 years  ago
Posts: 245
January 8, 2014 8:08 am  

Not a new mortgage, but Halifax are now offering us either 3.14% fixed for two years or 3.69% fixed for four years as the LTV has dropped below 80%, this seems a lot more competitive with other lenders than the rates two years ago for 85% LTV.

Ed


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