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I have just discovered this site and one thing that caught my eye was Aviva and house Insurance, so I thought I would share my experience.
My BISF house was externally refurbished by the local authority in 1996 which included a new roof
The lower cement render had been taken off and new insulation and a fibreglass boarding system was fitted, affixed to a substantial treated wooden frame.
The upper steel sheets were removed and re-clad with new insulation and a treated wooden frame. It was finished off with new doors and double glazing and all work was carried out by approved contractors with no issues to date .
All of the metal frame was checked and treated with a protective coating whilst exposed .
The House was purchased from the local authority in 2004. Full survey were obtained for mortgage as required, plus a further report was carried out for the building insurance. All carried out through a broker for Norwich Union insurance, now Aviva. The insurance has been renewed yearly ever since with no issues
The house was remortgaged in 2007 with no issues and currently I’m paying just 2.58% interest.