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mattcymru
Active Member
Joined:4 years  ago
Posts: 10
29/07/2017 8:56 am  

Who’s everyone using for insurance? I have such a job explaining what a bisf house is every year I find it difficult for insurers to acknowledge. My roof is fibre cement but doesn’t contain asbestos as was replaced in the 80s. It’s a right pain and you never know if youve got it right! 


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CoverBuilder
New Member
Joined:4 months  ago
Posts: 1
30/07/2017 11:02 am  

CoverBuilder is a specialist home insurance company who provide policies for properties that can be difficult to insure. We offer BISF home insurance policies – more details about this can be found here: https://www.coverbuilder.co.uk/bisf-home-insurance/


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Admin
Member
Joined:7 years  ago
Posts: 144
01/08/2017 1:25 pm  

Hi Matt,

take a look at a few of these older threads regarding previous insurance queries, some are from a while back but may still be relevant.

I think the biggest problem that you will face is regarding your roofing material as many insurances don’t have your type as a typical or standard material and you’ll probably need to discuss this via a phone call to them.

You can still use comparison sites as some enable non-standard insurance searches.

Homeprotect can also provide you with a quote as they do claim to be specialists in this area but I have heard of one or two cases where they have asked for a survey to be carried out first, although this practice may have stopped now.

Here’s a few links of the posts.

https://www.bisfhouse.com/non-standard-home-insurance/

https://www.bisfhouse.com/insurance/

https://www.bisfhouse.com/house-insurance/

https://www.bisfhouse.com/bisf-home-contents-insurance/

Edited: 3 weeks  ago

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mattcymru
Active Member
Joined:4 years  ago
Posts: 10
01/08/2017 1:31 pm  

thanks for the response! is there any official comment from an insurer what to put down for the property type in an online quote? seem to think pre-fab/non combustible is the way to go but be nice to have this confirmed!


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Admin
Member
Joined:7 years  ago
Posts: 144
01/08/2017 10:04 pm  

Yes Matt, prefabricated Non-combustible is the correct selection for the walls. However the roofing system is a little more awkward to select online s many insurers have a drop-down list but I don’t think I’ve ever seen your type listed.

Some insurance company sales teams will pass you through to their underwriters who will be the people that you will need to speak to regarding the roof material, they should be able to give you a definitive answer on the roof classification.

Let me know how you get on.

Marc


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