My mothers house in Ely Cardiff is getting coverings put onto the steel which will make it warmer and save energy. The roof is remaining the same with the metal, last year she was quoted £140 for insurance up from £40 when they did not ask about construction. As the main body of the house will not be metal should the insurance
now come back down

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Good question John

I have just had a house externally insulated and rendered too but as yet I have not discussed this change with my insurers.

In essence the external fabric of the house has changed and in some cases the steel sheeting is removed from the upper elevation of the house before the insulation is applied, in others it is left is situ.

I do know several home owners who have had brick skins applied to their house who have successfully changed the construction type to brick with no problems, but that does not answer your question.

I will try to do some more investigation with my insurance contacts but at present I am out of the country on business. I hope to be back in a few days and I will update you of their reply.

I’m sorry I can’t be of more help at this moment in time.



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