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Hello
I’m new to the buy to let market and have often seen houses described as defective under the housing act.

Can you tell me what types of house are defective and if this affects the value or mortgage possiblities for the house if it is defective?

Great website by the way!!

Atlanta

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There are many types of traditional, PRC and other non traditional constructions. However, only the following are classed as defective under Part XVI Housing Act 1985.

England and Wales

Airey House
Boot House
Boswell house
Cornish Type 1 House
Cornish Type 2 House
Dorran House
Dyke House
Gregory House
Hawksley House
Lileshall House
Myton House
Newland House
Orlit House
Parkinson Frame House
Reema Hollow Panel House
Schindler House
Smith House
Stent House
Stonecrete House
Terran House
Underdown House
Unity House
Butterley House
Waller House
Wates house
Wessex House
Winget House
Woolaway House

Scotland

Blackburn Orlit House
Boot House
Dorran House
Lileshall House
Lindsay House
Myton Clyde House
Orlit House
Tarran House
Tarran Clyde House
Tee Beam
Unitroy House
Whitson Fairhurst House
Winget House

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Hello Atlanta
Thank you for your question.
Below is a list of buildings classified as defective under the defective housing legislation in England & Scotland.

Defects were found in a large number of Precast Reinforced Concrete properties that required structural repair in order to be deemed safe. Government grants were made available to assist with the high repair cost and upon completion a PRC certificate was issued to show that the properties had been repaired to a satidfactory approved standard.

Some mortgage providers will lend against a repaired PRC house but will not lend on an un-repaired house. Any house classified as defective which has not been repaired under the PRC approved repair scheme can lose a significant amount of its value and be extremely difficult to sell.

We hope to publish a more in depth feature regarding defective dwellings in the near future.

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